Life after Bankruptcy

Getting a Fresh Start

It is not very difficult to get into financial trouble if you're living above your means and making too many purchases on credit. If you have had the misfortune of an unexpected health crisis or the loss of a job, you can also find yourself in a financial bind with not enough money to pay your bills. Under certain circumstances, bankruptcy may be your best option for getting out of debt. The positive side of filing for bankruptcy is that it gives you the opportunity to create a new financial future. Ideally you would have learned from any past mistakes and can now more effectively manage your money and stay out of debt. Over time, you will even be able to re-establish your credit.

A Cerritos bankruptcy lawyer will be able to guide you through the bankruptcy, including filing a petition, completing required credit counseling and financial management classes, and appearing in court when your case is reviewed. You can also get help from your attorney in rebuilding your life after bankruptcy, such as advice on how to improve your credit standing. It is essentially a new beginning that can result in even greater happiness and prosperity.

Cerritos Bankruptcy Attorney

The whole purpose of bankruptcy is to give a person a fresh start, free from harassing debt collector calls, wage garnishment, threats of foreclosure and repossession.

Once your petition has been approved by the court, you can begin taking actions to rebuild your credit such as:

• Ensuring your debts have been taken off your credit report
• Regularly monitoring your credit report to prevent errors
• Establishing and building an emergency fund
• Making timely payments on any remaining or new bills
• Acquiring a secured credit card

RJB Law Offices can be counted on to provide the support you need during and after filing a bankruptcy petition. Call us at once if you are in financial trouble and seeking a solution to your money problems.