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Is Bankruptcy Right for Me?

Filing for Bankruptcy

Resolving a financial crisis that has resulted in an inability to meet your financial obligations can be difficult, particularly when it includes the added pressures of debt collectors, legal threats and other consequences of not being able to pay your bills. Finding a solution can be challenging if your debt situation is severe, and may require contacting a Cerritos bankruptcy attorney for advice. Bankruptcy is a legal tool to help people settle their debts and move on. There are both advantages and disadvantages to this action that should be discussed with your lawyer before making a decision to file a petition.

One of the downsides to bankruptcy is that it remains on your credit report for ten years. You may also need to disclose a bankruptcy to your current employer, in applications for a new job, or if you are entering the military.

There are many benefits to bankruptcy as well, including stopping collection actions such as phone calls, foreclosure, repossession and wage garnishment. If you choose to file bankruptcy under Chapter 7 of the U.S. Bankruptcy Code, many of your assets can also end up being exempt from liquidation.

Bankruptcy Lawyer in Cerritos

RJB Law Offices will take the time to thoroughly analyze your financial situation and help you understand the bankruptcy process.

This legal remedy may be a valid solution to your debt problems if:

  • You have lost your job
  • Are going through a divorce
  • Can't pay your bills
  • Don't have any financial reserves to cover your expenses
  • Are being sued by creditors
  • Are in danger of home foreclosure or vehicle repossession.

Our firm will be compassionate and caring in helping you through this stressful period. We have a successful track record of alleviating the financial worries of thousands of people ensnared by mounting debt, and are dedicated to doing whatever it takes to restore your financial health.

Contact a Cerritos Bankruptcy Attorney from our firm if you are plagued by mounting debts and want to find the right solution to your financial problems.

Why Work With RJB Law Offices?

We Put Your and Your Needs First.
  • We've helped thousands of people and businesses find debt relief.

  • We are known for honest, knowledgeable, and client-focused service.

  • We are a multi-lingual firm with attorneys fluent in English and Tagalog.

  • We will treat you, like we treat all our clients, with respect and decency.

Highly Recommended by Our Clients

See How We've Helped Clients Just Like You Overcome Their Debt Issues
  • “We consider you to be heaven-sent during the time of our financial burden.”

    Past Client
  • “Thank you for everything. You will always be included in our prayers.”

    Past Client
  • “I would like to take a moment to say that I am truly grateful for your professional and personal assistance in this matter.”

    Past Client
  • “Your help has made me emotionally and financially stable. Now I have the chance to move forward.”

    Past Client
  • “My heartfelt thanks and gratitude for all the help you gave me.”

    Past Client
  • “The harassing phone calls from collectors have stopped and my life is finally moving forward.”

    Past Client
  • “The experience, honesty and integrity of your law firm have helped me and many others get that chance to build a better financial future.”

    Past Client
  • “You were all very caring, professional and understanding through it all.”

    Past Client
  • “We can breathe easier now. We wish to thank you and all the members of your office.”

    Past Client
  • “Thank you so much for accommodating us and your sound advice.”

    Past Client
  • “Thank you for helping us in time of need. Now we can start a new life. ”

    Past Client

End Your Debt Nightmare

Get the Help of RJB Law Offices Today
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