Cerritos Credit Restoration Lawyer
Credit Restoration after Bankruptcy
There are various ways to rebuild your credit following a bankruptcy. The first step is education, which begins during the bankruptcy process with required credit counseling and financial management classes. These classes can help put an end to financial habits from the past, and show you how to better manage your money. A Cerritos debt negotiation lawyer can also counsel you on how to restore your credit once your debts have been discharged.
Sometimes people are afraid to file for bankruptcy because it stays on their credit record for 10 years. Even so, bankruptcy can still be the correct action for someone that is heavily in debt with no way out. In most cases, a person in severe financial trouble already has a low credit score and many negative marks on their report. While bankruptcy may increase the amount of time it will take to repair their credit standing, it will immediately resolve existing problems with creditors, including halting any pending legal actions such as foreclosure or repossession.
Cerritos Bankruptcy Attorney
RJB Law Offices can provide competent advice if you are looking for a way to eliminate your debts and are considering bankruptcy. We have helped many people solve their financial problems using this legal remedy. We can also provide credit restoration guidance so that you can regain your financial stability as fast as possible.
Some ways to begin improving your credit rating after a bankruptcy include:
- Ensuring your credit reports contains accurate information
- Acquiring a secured credit card
- Paying any remaining debts or financial obligations on time
- Building up your assets
- Opening up a new checking or savings accounts
Our firm is available to answer any questions you have about bankruptcy or other debt relief solutions. We are committed to helping you overcome any financial difficulties that are holding you back in life.
If you are burdened by escalating debts, contact a Cerritos Bankruptcy Lawyer from our offices to find out how filing for bankruptcy can resolve your financial problems.
Real Stories From Real People
“Discussing my situation with Ray was incredibly helpful.”- Past Client
“My husband and I are very pleased with how RJB Law Office helped us in our financial situation and appreciate the continues tips to better ourselves in our finances and building up our credit.”- Past Client
“Excellent service and very good advice.”- Past Client