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Business Debt Settlement Attorney in Cerritos

An Alternative to Bankruptcy

Business owners often contact our firm, RJB Law Offices, asking for help in resolving serious debt-related problems. We have helped thousands of individuals to recover from financial difficulties, and bankruptcy can certainly be a viable method of debt relief or debt settlement. However, bankruptcy It is not always the best way to achieve your financial goals and some businesses are not eligible to file for bankruptcy. An alternative way to achieve your desired financial objectives may be through successful negotiation of your business debts. A Cerritos debt settlement lawyer, who is knowledgeable and experienced, may be able to relieve your debt problems while increasing much needed cash flow in your business.

Why Choose Debt Settlement for Business?

A small or large business can run into trouble with business loans, personal loans, credit cards bills, failure of customers to pay and many other problems that result in out of control debts. You may be running into harassing creditors, while at the same time trying to improve your business. At RJB Law Offices, we can work with you to develop a plan of action to handle your creditors in way that is workable for you, while satisfying the collection actions against your business. This can free you up so that your attention is where it should be, on making your business grow and prosper.

With this option, all unsecured debts are eligible for debt settlement. Similar to filing for Chapter 11 (where you restructure or reorganize business debt so it can be paid over time), this strategy allows you to negotiate with creditors to reduce your debt balances. This option also has a gentler impact on credit scores.

How Does Business Debt Settlement Work?

Our process starts by looking over the entire picture of your business, how it is operating, the creditors that money is owed to, how much cash is required to run the business, and other factors. The end result can be creditors that are pleased with your business, an increase in your cash flow and debts that are either settled or decreased.

Reduce Past or Disputed Debts and More

Through competent creditor negotiation, our intention is to reduce past or disputed debts. We can also help in the reverse, which is when you are owed money that seems impossible or difficult to collect. Many businesses are in the position of defending themselves against litigation actions, debt penalties and accumulating interest charges. These just increase the very problem that needs to be solved.

Contact a Business Debt Settlement Attorney in Cerritos when you require immediate, professional assistance in reducing or eliminating your business debt.

Real Stories From Real People

  • “Discussing my situation with Ray was incredibly helpful.”

    - Past Client
  • “My husband and I are very pleased with how RJB Law Office helped us in our financial situation and appreciate the continues tips to better ourselves in our finances and building up our credit.”

    - Past Client
  • “Excellent service and very good advice.”

    - Past Client

Why Choose Us

We Put You & Your Needs First
  • We've helped thousands of people and businesses find debt relief.

  • We are known for honest, knowledgeable, and client-focused service.

  • We are a multi-lingual firm with attorneys fluent in English, Tagalog, and Armenian.

  • We will treat you, like we treat all our clients, with respect and decency.

Contact Us

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