Cerritos Debt Settlement Attorney
The Purpose of Debt Settlement
If you are overwhelmed with debt and have creditors harassing you, you may be able to have your debts settled by negotiating with your creditors. Typically, this only applies to such debts as medical bills, personal loans, credit card bills and automobile repossession deficiencies. A qualified
Cerritos bankruptcy lawyer may be able to come to terms with your creditors to reduce the amount of your debt.
Once the debt has been negotiated, usually a lump sum payment will be due. In many circumstances, the creditor will mark your account fully paid so that it will appear on your credit report in a positive light. You may only have a limited amount of time to get your debt settled so we urge you to act quickly.
You may have considered filing for bankruptcy due to your financial difficulties. This could be the right thing to do in your situation. At RJB Law Offices, we highly recommend going over all of your options before making a final decision. There are many alternatives to bankruptcy and debt settlement is one of them. It may also be in your best interest to seek a
loan modification. One of our lawyers can discuss all of the options with you so that you are able to make an informed decision.
We are proud to have helped thousands of clients reach a positive outcome regarding their financial troubles. We care about each individual that comes to us for help and know that you deserve to be treated with respect and decency. There is no reason for you to go through this stressful time on your own. We would like to assist you in resolving your financial matters in order to help secure your future.
Contact a caring and experienced Cerritos Debt Settlement Attorney
if you find yourself overwhelmed by debt and are unsure of what actions you can take.