Ray Bulaon was born in the Philippines and came to the United States when
he was 16 years old. Ray and his wife struggled as a young law student
with a small growing family and were overwhelmed with job losses and never-ending
bills. They learned firsthand what it feels like to be in debt and not
have anyone on your side to protect you and your family's assets.
After completing his law studies and obtaining his Juris Doctorate degree,
he was admitted to the California Bar in 1997. Ray worked for 7 years
(first as a paralegal and then as an attorney) at one of California's
largest Bankruptcy firms before deciding to open his own law practice
in 2001. Since becoming an attorney, he has successfully represented more
than 4,000 individuals and small businesses in Chapter 7 and Chapter 13
Bankruptcy. Ray is licensed to represent clients in all State courts and
in the United States District Courts in the Central and Southern Districts
Ray likes to spend his free time with his wife, Sarah and their 3 children,
Jessi, Jake and Josh. To him, family is the most important and should
always come first.
Thus, after working hard to earn his law degree, Ray decided to put his
education to work helping people protect themselves and their families
in trying financial times. Ray understands that difficult times can happen
to anyone and that acting quickly to solve your problems- rather than
waiting around for things to get better- will give you more choices in
the long run.